FAQ

A – Debt Settlement Savings Plan #1 – Work with a lawyer or creditor to deal with garnishment or judgement enforced on writ or title of property to ensure prompt removal for financing to be completed. This service does not guarantee any potential savings amounts from the principal owed to your creditor – BONUS : Includes Credit Repair Program ! $1500.00 + HST

Debt Settlement Savings Plan #2 – Work with creditors to achieve maximum savings. If savings earned is $10,000.00 or less you will be charged our fixed fee – BONUS : Includes Credit Repair Program ! $1500.00 + HST

Debt Settlement Savings Plan #3 – Work with creditors to achieve maximum savings. If savings earned is greater than $10,000.00 you will be charged a percentage of the savings earned on your behalf. This service will require a retainer of $1,000.00 and remaining balance to be paid upon completion of your file – BONUS : Includes Credit Repair Program ! $850.00 + 10% HST

Consumer Proposal Consultation – Work with trustee and client to consult and resolve issues and ensure all documentation is prepared and completed – BONUS : Includes Credit Repair Program ! $1500.00 + HST

Bankruptcy Consultation – Work with trustee and client to consult and resolve issues and ensure all documentation is prepared and completed. BONUS : Includes Credit Repair Program $1500.00 + HST

Credit Repair Program – This program will help identify and resolve credit issues by rebuilding your credit and helping your debt management skills. BONUS: Obtain a certificate of acheievement ! $850.00 + HST

A – ADS offers various programs that can settle your accounts and repair your credit. ADS also educates you with the credit repair program by showing you the importance of credit and how to maintain a positive credit score

A – Yes , ADS offers a bankruptcy consultation program where they work with trustees and client to consult and resolve issues; to ensure all documentation is prepared and completed. After that has been completed ADS will offer the credit repair program free of charge; to give you the tools you need in order to begin restoring your credit

A – Each Debt Settlement program is one session. At the session the client will sign the contract, fill out the application , complete the “Get to know you” form and provide the consultant with all the documents in regards to their creditors.
The credit repair program is 4 , 1 hour sessions. The client will be provided with a binder which has very important learning information about credit. The four sessions will give you an in-depth look at credit and how to improve your financial standing.

A – Yes , ADS can still offer the credit repair program that will assist you on managing your debt load and show you how to acquire and maintain a healthy credit score.